US 7,593,896 B1
Credit card system and method
Daniel I. Flitcroft, Sandycove (Ireland); and Graham O'Donnell, Sandycove (Ireland)
Assigned to Orbis Patents Ltd., County Dublin (Ireland)
Filed on Oct. 19, 2000, as Appl. No. 9/691,175.
Application 09/691175 is a division of application No. 09/235836, filed on Jan. 22, 1999, granted, now 6,636,833.
Claims priority of provisional application 60/099614, filed on Sep. 09, 1998.
Claims priority of provisional application 60/098175, filed on Aug. 26, 1998.
Claims priority of provisional application 60/092500, filed on Jul. 13, 1998.
Claims priority of application No. S980223 (IE), filed on Mar. 25, 1998; application No. S980346 (IE), filed on May 07, 1998; and application No. S980458 (IE), filed on Jun. 15, 1998.
Int. Cl. G06Q 40/00 (2006.01)
U.S. Cl. 705—39  [705/38; 705/36; 705/35] 34 Claims
OG exemplary drawing
 
1. A method for implementing a limited-use credit card system, the method comprising:
allocating in a computer system a limited-use credit card number constituting a different number than a customer account number of a user and functioning as an authorized substitute for the customer account number;
associating in the computer system the limited-use credit card number with the customer account number and a set of conditions defined by the user, wherein the customer account number is not limited to said user defined set of conditions;
issuing the limited-use credit card number;
detecting in the computer system a transaction using the limited-use credit card number;
processing in the computer system the transaction in accordance with the set of conditions associated with limited-use credit card number;
processing in the computer system the transaction against the customer account number; and
authorizing or not authorizing the transaction based on a result of said processing of both the limited-use credit card number and the customer account number in the computer system.