one or more processors;

a memory accessible by the processors;

one or more nonvolatile storage devices accessible by the processors;

a financial impact analysis tool to analyze the impact of surplus resource reductions, the financial impact analysis tool including a set of instructions stored in the memory, which when executed by the processors, perform actions comprising:

identifying a plurality of surplus employee data records, each surplus employee data record corresponding to an employee;

retrieving a compensation amount corresponding to each identified surplus employee data record;

calculating a total savings amount by summing the retrieved compensation amounts;

determining a severance amount for each employee by applying the identified severance pay formula to the corresponding surplus employee data record;

calculating a total severance amount by summing each of the severance amounts;

comparing the total severance amount to a budgeted severance amount;

modifying the severance pay formula in response to the comparison;

re-determining the severance amount for each employee by applying the modified severance pay formula to the corresponding surplus employee data record, resulting in a re-determined severance pay amount corresponding to each surplus employee data record;

recalculating the total severance amount by summing each of the re-determined severance amounts;

in response to the recalculating, comparing each of the surplus employee data records to one or more additional compensation guidelines, wherein one or more of the additional compensation guidelines are selected from the group consisting of organizational guidelines, local laws, state laws, and national laws;

determining additional severance pay amounts, based on the additional compensation guidelines, for a selected set of surplus employee data records, wherein the selected set of surplus employee data records includes one or more of the surplus employee data records; and

adding the additional severance pay amounts to the re-determined severance pay amounts for each of the surplus employee data records in the selected set of surplus employee data records.